Monitoring your FAB balance is crucial whether you use a FAB prepaid salary card, possess a Ratibi card, or utilize First Abu Dhabi Bank services. Many residents in the USA still manage salaries or savings linked to a FAB account in the UAE.
In this guide, we will explain step-by-step how to do a FAB Balance Check easily, whether you are in the UAE or abroad. This includes online tools, mobile apps, SMS banking, and even customer care calls — all explained in easy English.
1. The FAB balance Check via the official website

If you use a FAB prepaid card or Ratibi card, the easiest method is to check your balance on the official FAB Prepaid Card Portal.
Steps:
- Visit: https://www.bankfab.com/
- Enter the last 2 digits of your card number
- Enter your card ID number
- Click “Go” to see your FAB balance on the screen
This works well for people using salary cards linked to the Wage Protection System (WPS). You don’t need to log in or use internet banking.
2. FAB Mobile Banking App – Check Your Balance On-the-Go

The FAB Mobile App is a fast and easy option for users who prefer their phone. Whether you’re in the UAE or USA, this app works smoothly with a stable internet connection.
How to Use:
- Download the app: FAB Mobile (available on Android & iOS)
- Login using password or fingerprint
- Tap ‘Accounts,’ then ‘Check Balance.’
You can also use this app to send money, manage your cards, view statements, and access cashback offers.
If you’re doing a FAB balance inquiry while abroad, make sure international roaming is active for any alerts.
3. FAB Balance Check at an ATM – Simple & Offline
If you are visiting the UAE, you can check your FAB balance directly at any FAB ATM.
Steps:
- Insert your FAB debit or prepaid card
- Enter your PIN
- Choose “Balance Inquiry” from the menu
This option is useful for those who prefer offline methods or don’t use mobile apps.
4. FAB Balance Inquiry: Using SMS Banking
If you don’t have a smartphone or internet, you can still check your FAB balance using SMS Banking. It’s quick and works even outside the UAE (depending on your mobile plan).
How to Check:
- Register for SMS Banking (visit any FAB branch or apply online)
- Send a message in this format: BAL XXXX
(Replace XXXX with the last 4 digits of your account number) - Send to: 2121
- You’ll get an instant SMS with your FAB balance
This is especially helpful for fab balance enquiries when you have low data or no Wi-Fi.
5. Call FAB Customer Care for Balance Inquiry
Sometimes, talking to a real person is easier. You can call FAB Customer Support from the USA or anywhere in the world.
Call:
- International: +971 2 6811511
- UAE: 600 52 5500 (for reference or if you’re visiting)
Follow the voice instructions, enter your card/account details, and you’ll hear your FAB balance in seconds.
Types of FAB Accounts – Which One Do You Have?
Account Type | What It Offers | Best For |
Current Account | Salary deposits, daily use | Working professionals |
Savings Account | Interest on balance, limited access | Students, regular savers |
I Save Account | No minimum balance, simple salary use | Freelancers, expats |
Offshore Account | Tax benefits, global access | International users |
Investment Account | Higher returns, portfolio management | Wealth management clients |
If you are using FAB services from the USA, make sure your account type allows international access.
More Services Linked to FAB
✅ Cashback Offers
- UAE Nationals: Up to AED 5000
- Expats: Up to AED 2500
This can be used for bill payments, online shopping, or ATM withdrawals.
✅ Prepaid Cards for Workers & Employers
For Employees:
- No need for a complete bank account
- Free SMS alerts
- No minimum balance
For Employers:
- WPS-compliant
- Online salary transfer portal
- Transparent tracking
Other Useful FAB Tools
- SWIFT Code: NBADAEAAXXX (Needed for global money transfers)
- Transaction History: Viewable on the app or web portal
- Card Blocking: Instantly block your card via app
- Ratibi FAB Balance Check: Check directly through a prepaid portal
- FAB Balance Check Salary Online App: Use the mobile app to see monthly credits
- FAB Balance Enquiry Card: Works for all types of FAB salary cards
- FAB Balance Test: Use the portal to confirm the working status of your card
What are the benefits of using FAB services from the USA?
Many users in the USA still have active FAB accounts in the UAE. Whether you are managing past salaries, sending money, or using it for business, FAB makes it easy to stay connected.
You can:
- Check balances remotely
- Manage salary payments
- Use prepaid cards for family or employees
- Access cashback and banking services anytime
All methods work even if you’re outside the UAE, making FAB Balance Checking Online safe and smooth.
Final Thoughts: Stay in Control of Your Money
Doing a FAB Balance Check is simple, whether you are in the UAE or the USA. You can use the website, mobile app, SMS, ATM, or even customer service to check your fab balance securely.
With tools like:
- FAB Balance Check Online
- FAB Balance Check Salary App
- FAB SMS Banking
- Customer Helpline Support
You can always maintain control over your finances.
Stay smart. Check your FAB balance regularly and manage your money with confidence—even from thousands of miles away.
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